Home & Business Finance Hub

Keep home and business money moving together.

Ledger One connects budgets, cash flow, receipts, and revenue so every family and small enterprise stays on track with less effort.

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Helping households, family offices, and boutique shops stay organized across 40+ currencies.

Martinez Family BakeryHarbor Home CollectiveSunrise TutoringBluebird CraftsWillow & Co. Rentals

Family & Venture Overview

Budgets, shared wallets, and revenue refresh across every entity.

Shared runway 11.5 months

Household cash $18.4K

Plan variance +3.2%

Entities Guardrail status

Household essentials On track
Side hustle studio Watch
Rental portfolio Ahead

Why Ledger One

The shared finance desk for families, side hustles, and small ventures.

Unified visibility

Bank balances, shared wallets, and entity dashboards refresh in real time so everyone sees the same truth.

Confident planning

Forecast life milestones, vendor bills, and seasonal sales with scenarios you can tweak in seconds.

Built-in trust

Permissioned sharing, audit trails, and multilingual statements keep partners, relatives, and advisors aligned.

Budgets

Plan household and business spend in one workspace.

Plan grocery runs, tuition, payroll, and project spend side by side—exchange rates apply automatically and nudges fire before any category drifts.

• Category budgets that convert across currencies automatically
• Scenario sliders for school, travel, and campaign planning
• Alerts when spend drifts from family or entity guardrails

See budgeting tools

Shared calendar view

Map school fees, rent, payroll, and savings goals across months.

All wallets synced

Household review queue

See which reimbursements, shared cards, or vendor charges need a quick thumbs-up.

Close in minutes

Ledger

Double-entry accuracy for every joint account and entity.

Smart rules tag recurring bills and reimbursements, imports keep bank feeds tidy, and reviews keep receipts attached for advisors.

• Auto-tag transactions across shared and business accounts
• Guided exception reviews with receipts and comments
• Export-ready audit trails for accountants and advisors

Review the ledger

Savings & Investments

Track family funds and business reserves side by side.

Monitor college funds, retirement accounts, rainy-day cash, and business cushions with FX impact and goals in one view.

• Multicurrency balances with automatic gain/loss tracking
• Goal progress for education, travel, and capital purchases
• Risk alerts when allocations drift off target

View savings & investments

Goals dashboard

Check progress on college, retirement, and expansion targets at a glance.

Goals on track

Payment reminders

Follow up on client invoices and shared expenses with gentle nudges.

On-time payments ↑

Revenue & Invoicing

Keep client billing and household inflows on schedule.

Quote clients, invoice projects, log allowances, and monitor collections from one place that keeps families and small teams aligned.

• Estimates and invoices in the language each customer prefers
• Time and allowance tracking with approval nudges
• Reminder cadence that escalates only when needed

Try revenue tools

Pricing

Plans for every household and hustle.

Toggle monthly or annual billing (save two months on annual). Every plan starts with a 14-day trial and imports your existing data.

Home Base

$7.99 / month

For households or single-entity hustles that want every account synced.

• Core budgets and ledger for one household or entity
• 4 seats with shared view-only links
• Bank and card imports with nightly sync
• Email support in your preferred language

Start Home Base trial

Household Plus · Most loved

$25 / month

For families and small ventures juggling multiple entities and languages.

• Up to 5 entities with consolidated dashboards
• Shared rules library plus approval guardrails
• Multilingual statements and receipt capture
• Priority chat and advisor guest access

Start Household Plus trial

Community Suite

$40 / month

For community groups, boutiques, and multi-entity crews that need automation.

• Up to 10 entities with role-based permissions
• Approval workflows and recurring billing automation
• Advisor workspace with API integrations
• Guided onboarding checklist and quarterly reviews

Talk with us

Customer stories

Families and small ventures stay in sync with Ledger One.

“We cut reconciliation from three days to 45 minutes, so Sundays belong to the family again.”

Lucia Martinez Co-owner, Martinez Family Bakery

“Ledger One lets us plan vacations and vendor payments in the same calendar without second-guessing exchange rates.”

Amelia Vega Owner, Harbor Home Collective

“Our PTA board loves the bilingual statements, and auditors get everything they need without email chains.”

Tariq Nasim Treasurer, Elmwood PTA

Resources

Keep the momentum with guides, templates, and workshops.

Family Finance Playbook

Download the guide we give families and small ventures to unite budgets, revenue, and savings in one loop.

Download PDF

Home & Hustle Budget Workshop

Watch the on-demand session covering monthly rituals that keep home and business finances in sync.

Watch workshop

Ready to simplify every dollar at home and at work?

Start your trial, book a walkthrough, or join the community list for updates and tips.

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